For me, I hated having all those Apps on my phone as much as I hated driving my partner's car as she has all the store cards mini keyrings on her Car keys.
My solution was to use Catima on F-Droid. All your store cards, barcode gift vouchers, fuel cards in one place. If you wanted to see what offers Tesco had every now and then use the website which still have the card one click away