Save up and then buy. Maybe look at something a little older and less expensive like a Pixel 5?
The last thing you need as a young person is to get in the habit of financing things with debt. There are very few things that justify debt financing, which boils down to things that can be classified as GENUINE investments. A lot of people who don't understand the term think that its a sophisticated way to say "purchases", but an investment is something you go into with the objective of earning a return, i.e., making money.
A phone can be an investment, if it is used for commercial purposes like business calls and emails, or if it is specifically used for something like testing commercial software. Realistically though, only the cheapest phone that will do the required job is an investment, going with something substantially better than that is just because you like it and really doesn't qualify.
Buying a home can be debt financed because that is an investment -- your monthly payments would be less than renting an equivalent residence, and every payment adds to your equity, plus you expect to one day sell it for more than you paid, therefore this is an investment because it results in you having MORE money.
So my advice is definitely to save up. Learn to do this.
And one more thing; Always save more than you intend to spend, this will result in your savings growing over time, which is the beginning of wealth.