What does this setting do, is there any difference between keeping it enabled or disabled?

Huge difference.

Lets say that there are two cell service providers generally in your area. Provider A and Provider B. Their coverage is not identical, there are areas where there is coverage by Provider A and NOT Provider B, and there are areas where there is coverage by Provider B and NOT Provider A. You have an unlimited account with Provider A, but if your phone connects to Provider B, it costs you $5 per megabyte, $1 per minute, $0.25 per SMS message.

If you set it to automatically choose network and you go into an area covered only by Provider B, then you pay really nasty roaming charges.

If you lock it to Provider A, then you never pay any roaming charges, but you are more likely to lose coverage.

    abcZ
    What if roaming is disabled in settings?

    • abcZ replied to this.

      wivode Have you read the fine print under that setting? It DOES NOT DISABLE ROAMING. Only data access while roaming.