I have recently started receiving a warning that Google play services requires telephone/sms permissions in order for ING banking to work. Why would a banking app need this? It appears to work fine otherwise.

Can I enable these permissions, but only in the scope of this one app? I would rather not give these permissions across the whole device.

Thanks in advance.

FWIW, it's play services that seem to require these permissions not the ING app itself. The app works with only Network access permitted. Not sure exactly why play services requires this but I don't think it's nefarious.