I used to use GPay on GOS until like the last update. If sandboxed Google is installed, it was working perfectly smoothly for my needs. except certain aspects like NFC.
But very recently the transactions was failing. During troubleshooting I tried reinstalling GPay, from then it was saying security checks failed. It says that if GServices don't have enough permissions, so tried enabling all that.. But still nothing.
Bank apps still works for now, so I believe GPay should also work. please fix asap.