brandy078
I can second VPay of the Volks and Raiffeisen Banks in Germany.
I can recommend the free online only account from www.meinebank.de from the Raiffeisenbank in Hochtaunus.
Works great and when I made the account the account setup was really quick and mostly automated. ID check you can do either PostIdent or the ID check the Volksbanken use. Took the usual 4-7 business days for letters to arrive with physical Card and initial pin, but the account and virtual card worked as soon as my ID was verified.