Hi,
As many of you, I'm disappointed by Revolut behavior.
I'm testing right now an app called : Sumeria.
It is the "banking" side of Lydia.
It is available in France, Monaco, Belgium, Germany, Spain, Ireland, Portugal, Italy and Luxembourg.
The origin of this app is French, and it is working well with GrapheneOS. (Except for the NFC payment part : it offers Google Pay, like Revolut). There is a free physical debit card.
But it seems to be a nice alternative. Still testing it now, I will share my results on akc3n page.
Edit : a French friend of mine used the card in Romania : no conversion fees.