I no longer use Schwab Bank due to a parent hiring a Schwab advisor on a lump sum, so I moved to E*Trade/Morgan Stanley Private Bank. I have no issues with E*Trade despite using the same bolted-on Zelle plug-in.
Although E*Trade has worse customer support than Schwab, it is an option if you don't mind transferring your cash, assets and direct deposit for working Zelle and higher bank interest.
Chase also works if you have >150K in assets for "private client" or are okay without perks like free ATMs if otherwise, aren't an advanced investor/trader, or need branches, etc. Chase has it's faults but has an actual good Zelle implementation.
Source: I have both CPC and E*Trade/MSPB.