Thank you for the reply. I had looked at many of those already, and wasn't sure about protocol... Whether to post at the bottom of an answered reply.(??). please advise for future reference.
I FINALLY got it to work! I had already successfully imported to another Contact app, (which wasn't what I wanted to do) but that data didn't "connect" to phone calls or texts.
I exported those files from that app, and imported into the base contact app successfully!!! I am wondering if the FILE NAME without any spaces this time, had anything to do with it?