banking apps and also fintec apps like Revoul working fine in second profile with google play store installed on it. I miss Google NFC payment a little bit but maybe in the future there will be solution for that, till then revolut card or bank cards. So, basically a google independent NFC payment app would be needed that you can install in owner profile. Revoult developers should read this :) I have some hope from Huawei too because West is banning them anyways so they must be working on google-independent apps anyways.