I think it's a reasonable concern, and while I have a couple ideas on bandaids, perhaps someone will implement it. A toggle in the "Modes" settings might work well.
For a bandaid I have two suggestions:
For your temporary case you can press and hold power and select "Lockdown". This will disable biometrics and fallback to your PIN/Password.
For an automatic option you could use Tasker. There is a premade "profile" that I just tested.
https://taskernet.com/shares/?user=AS35m8mzGxmCXN2IviJyrO1sPvazaF%2Bf6Inc5aoF5WoE%2BCuG%2BiImjf%2BGBgu17pttl3zJVA%3D%3D&id=Project%3ALockdown
The profile puts the phone in lockdown when the screen turns off. You'd just make a schedule, during which that profile would be applied.
There may be a way to do this otherwise, but I'm not sure how.