X41M3S I switched to GOS over a month ago
Welcome to the club.
X41M3S attempt was to try to create a Google account that isn’t linked to anything
If you're having trouble creating a disposable Google account, it's usually due to the IP address you're using during account creation & the medium you're trying to create the account from.
If you're using a VPN, Google tends to require verification due to poor IP reputation. This can be fixed by changing your VPN exit node until you find one that isn't "tagged" for more verification by Google; but do note that this isn't a guarantee since all nodes of your VPN provider(s) can be tagged. The other solution is to not use a VPN during account creation & instead go to a place with a public Wi-Fi. That way you'll blend in while creating the account & can then enable your VPN again after it like usual; this method should also work from your home Wi-Fi or cellular data connection as long as you're not using a VPN.
The medium you try to create your new disposable Google account also matters. For example, trying to use a desktop browser invites more scrutiny than trying to create an account through the native Google Mobile Services interface on Android. So, just create your account through the (sandboxed) Google Play store on your phone.
X41M3S can I then safely update it using Obtainum
No. Obtainium cannot fetch apps/updates directly from the Google Play Store, even if you've installed the app(s) in question from there before. You'd have to set it up to fetch updates from third-party mirror sites (such as APKPure you mentioned), but this comes with obvious security implications. You'd be trusting the third-party hosting site to provide you with unmodified & uncompromised versions of the apps you'd be installing. Considering that you're talking about installing banking apps, a prime target for basically all non-state threat actors, I'd personally reconsider this approach.
I'd recommend trying to find a method of creating a Google account first. If that doesn't work, I'd either look into getting a disposable phone number for the account creation or ponder using the Aurora Store. I'd never consider using a third-party APK hosting site for my banking apps & I won't recommend it to you either.
You got this. Goog luck!