NFC itself works fine. I scanned my government-issued ID card for the government ID app and my bank's credit card app without issues.
NFC payment also works if the payment provider does not block GrapheneOS. The biggest issue is Google Pay, because they only allow certified Android devices with Google Mobile Services. It's nonsense, because GrapheneOS supports remote attestation and is more secure than other Android phones, but Google is going to Google.
alecres And for last: will the camera miss somethibg or work as usual?
It will work as usual, you can even use Pixel Camera if you prefer.