I have a Fitbit Sense 2 that has on demand ECG that runs with a google account and the Fitbit app needs play services to work. I agree with you on the medical side of things and make exceptions for this. My watch helped diagnose a cardiac issue and has been fully supported by local hospitals and medical staff.
On the flip side, the watch also runs google pay directly on the watch and is used for NFC payments
I am not aware of a smart watch that has full time ECG but sounds like something to look into.
Good luck,