jb7
Hyperbole, especially if your wallet uses a keystore.
It's not 24/7, especially if the device isn't on you, but also if its offline.
No, it doesn't know what you say or what you write in every app.
You can choose to not use Gboard, but even then, I doubt it sends passwords for analytics.
Now the real issue: Google Services has privileged access, its a problem that GOS solved with sandboxed google play, but the framing here is misleading.