i figuered out i can just enable all the settings, and then disable some if a app stops working (which i guess is the normal way to do it)
It seems like DCL via memory/ storage creates the most (only) problems. Spotify required dcl via memory, while netflix requires dcl via storage for examle.
i didnt test everything, put it seems like some apps will try do use DCL, but will keep working fine without it. not sure if bugs will appear later or if its all optional features they try to use...
Interestingly, amazon shopping and kindle both crash because memory tagging detected an error. not really sure how i should feel about that. I can live without amazon shopping, but i kinda like to use kindle?
if someone thinks i did something wrong, please tell me, thank you