This has always puzzled me, and without any further information to consider on the contrary readily available, I would also love to see this fleshed out more. My only reservation is that - usually - when something looks so obviously in need of a fix, there is a reason for it. I just didn't know that I didn't know something key before making a snap judgement.
Anyways, this would be amazing! On a similar note: I have also always wondered why MFA didn't give you the OPTION to add more than, say, a separate PIN to complement a fingerprint, etc. Is it just me, or is there a really good reason why the OPTION to add, say, a requirement to submit: something you have, something you know, and something you are with EVERY login attempt has never been an option? If I'm mistaken and this does/has existed, I welcome any corrections for accuracy - always!
Edit: For the avoidance of doubt, my statement on MFA is purely for the sake of unbridled curiousity (I'm Canadian; don't mind my spelling!), and I hold no illusions that this "feature" would be necessary for the overwhelming majority of peoples' use cases - it's clearly overkill.