I can't understand why so many services are asking users to install an app rather than providing a mobile web version of their service. What is the reason behind these stupid policies? I am not an expert but there seems no big difference in security when accessing a service through computer browser, mobile web browser, or an application. Maybe this might be a biased opinion since I don't live in America, so I would like to ask if anyone knows some service (especially online banking, in any country) that allows users to do actual online banking on the mobile web version. Specifically Vanadium or Firefox...