I don't think Google RCS operates fundemantally on mobile data or SMS transmission systems. It's an internet service AFAIK.
As for how to avoid this:
Avoid SMS entirely. If that's impossible, avoid SMS 2FA and don't tell companies to text you, and don't interact with their texts if they do it anyway.
If that's also impossible for you (which is entirely reasonable)... Be smart and careful.
If you aren't expecting a message, don't open it. This doesn't work on every attack, but it helps.
If you are expecting a message, and it has a link, don't click or copy/paste it. Its a pain, but manually type it into a notes app and copy/paste THAT to ensure you don't get hoodwinked by weird Unicode symbols/characters in the URL that look like regular letters but aren't and thus direct you to a spoof website.
Trust me, they can be deceptively close in appearance, especially in certain fonts.
At least, that's what my infosec training course about phishing at work said. I'm not entirely sure if weird Unicode characters can be used in URLs.
And finally, if they seem to be in a big hurry or are saying its a big problem, be extra careful, because that is a tactic used to throw you off guard by making you rush.