[deleted]
Hi,
I think that's perfectly fine and not a privacy/data protection issue if you've only chosen privacy-friendly apps from the Play Store (okay, banking apps aren't privacy-friendly because of their trackers, but for this we have no other chance and these trackers support also customers protection – your bank can see, if your phone is on expected places or suddenly in another country – then transactions will be blocked, mostly).
Your decision to use only one app store is also not bad.
Google does a lot for the security of its App Store.
You can still catch contaminated apps there, but the probability is very low to zero if you don't try out every piece of crap, pay attention to ratings and the number of downloads and, if possible, don't install any games or dodgy apps that make abstruse promises.
There are many reputable developers who do not use adverts inside their apps and therefore do not support dubious connections to advertising networks. This means that no personal data flows secretly and usually unencrypted to various advertising companies.
I would not use a VPN.
Assuming it is one of the very rare trustworthy VPNs, you can do it.
Edward Snowden: A VPN is a single point of failure.
Better: Private DNS, use only websites with TLS 1.3 (exceptionally TLS 1.2) and otherwise use Tor if necessary.